Raleigh and Fayetteville, North Carolina
Monitors loan performance by maintaining contact with
borrowers, monitoring the financial condition of borrowers and resolving
problems and when appropriate waiving a request for financial statements according
to established policies, procedures and regulations in an accurate and timely
manner to reduce risk the Bank might incur from collateral deterioration or
borrowers' inability to pay.
Prepares loan documents that are in compliance
with bank regulations for presentation, presents loans that are above the
incumbent's lending limit to the loan committee or officer with higher lending
limits communicating all elements of the loan to ensure compliance with
regulations and to enhance the ability to make sound credit decisions.
Promotes the Bank’s image in the community by
participating in community activities, coordinating community development
efforts, promoting involvement and participation in community service
organizations to assist in compliance with the Community Reinvestment Act,
presents a favorable image in the community and establishes contacts that could
generate new business.
Develops and maintains an adequate level of knowledge
in Commercial Banking, general banking and business development matters and
demonstrates personal and interpersonal behavior, attitude, judgment,
communication and initiative with customers and employees to ensure an
acceptable degree of performance.
Implements all compliance policies and procedures
within the department and ensures the department staff receives adequate
regulatory compliance training to perform job functions in compliance with
regulatory requirements and standards, follows corporate Compliance policies
and procedures and cooperates fully with all internal and external compliance
reviews and examinations.
Performs other related duties and projects as
Minimum Years Experience: 10
BA or BS preferred.
Knowledge of banking laws and regulations.